Terms of Service

Effective Date: March 9, 2026  |  Last Updated: March 9, 2026

1. Agreement to Terms

These Terms of Service ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "you", "your") and Space AI Labs ("Company", "we", "us", "our"), governing your access to and use of the ChartMind mobile application, website, and related services (collectively, the "Service").

By creating an account, accessing, or using any part of the Service, you affirmatively agree to be bound by these Terms in their entirety. If you do not agree to any provision of these Terms, you must immediately discontinue use of the Service and delete your account.

We reserve the right to modify these Terms at any time. Material changes will be communicated through in-app notifications or updates to this page. Your continued use of the Service after the effective date of any modification constitutes your acceptance of the modified Terms. It is your responsibility to review these Terms periodically.

2. Eligibility

By using the Service, you represent and warrant that:

• You are at least 18 years of age (or the age of legal majority in your jurisdiction)
• You have the legal capacity to enter into a binding agreement
• You are not prohibited from using the Service under the laws of your jurisdiction
• You are not subject to sanctions or located in a sanctioned jurisdiction
• All information you provide to us is truthful, accurate, and complete

3. Service Description

ChartMind is an AI-powered chart analysis platform that provides:

• AI Chart Analysis: Automated technical analysis of financial chart images using artificial intelligence
• Market Data: Real-time and historical price data from third-party providers
• Technical Indicators: Standard technical analysis indicators and overlays
• Community Features: Social trading ideas, forums, and user interactions
• Educational Content: Market education materials and learning resources
• Portfolio Tracking: Portfolio observation and tracking tools

4. ⚠️ NO FINANCIAL ADVICE — CRITICAL DISCLAIMER

THIS IS THE MOST IMPORTANT SECTION OF THESE TERMS. PLEASE READ IT VERY CAREFULLY.

• ChartMind is NOT a registered broker, dealer, financial advisor, investment advisor, or any other regulated financial services entity in any jurisdiction
• All content, analysis, predictions, signals, and information provided through the Service are for educational and informational purposes ONLY
• AI-generated analysis represents automated pattern recognition based on historical data. It does NOT constitute, and shall not be construed as, financial advice, investment advice, trading advice, or any other form of professional financial guidance
• The Service does not recommend, endorse, or suggest any specific investment, security, cryptocurrency, or financial instrument
• No employee, contractor, AI system, or representative of Space AI Labs is authorized to provide financial advice
• You should always consult a qualified, licensed financial advisor before making any investment decision
• Past performance of AI predictions is not indicative of future results. Markets are inherently unpredictable, and AI analysis can be and frequently is wrong
• You acknowledge that all investment and trading decisions are made solely at your own risk, and Space AI Labs bears ABSOLUTELY NO RESPONSIBILITY for any financial losses, damages, or adverse consequences resulting from your use of the Service or reliance on any information provided therein

5. Assumption of Risk

By using the Service, you expressly acknowledge and accept the following risks:

• Market Risk: Financial markets are volatile, unpredictable, and subject to rapid price movements. You may lose some or all of your invested capital
• AI Accuracy Risk: AI analysis is based on historical patterns and mathematical models. These models are inherently limited and may produce inaccurate, misleading, or incorrect predictions. AI accuracy rates are not guaranteed
• Data Risk: Market data may be delayed, incomplete, inaccurate, or unavailable due to third-party provider issues, network conditions, or system errors
• Technical Risk: The Service may experience downtime, bugs, errors, or interruptions that could impact your ability to access information
• Regulatory Risk: Changes in laws, regulations, or government policies may affect the availability or functionality of the Service in your jurisdiction
• Third-Party Risk: We rely on third-party services (AI providers, data providers, cloud infrastructure) that may experience outages or changes

YOU AGREE THAT YOU USE THE SERVICE ENTIRELY AT YOUR OWN RISK. Space AI Labs shall not be liable for any losses arising from any of the above risks or any other risks associated with financial markets or technology.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW:

• IN NO EVENT SHALL SPACE AI LABS, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, AFFILIATES, SUBSIDIARIES, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO: LOSS OF PROFITS, LOSS OF REVENUE, LOSS OF DATA, LOSS OF BUSINESS OPPORTUNITIES, LOSS OF GOODWILL, TRADING LOSSES, INVESTMENT LOSSES, OR ANY OTHER FINANCIAL LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE SERVICE
• IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY TO YOU FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF: (A) THE TOTAL AMOUNT YOU HAVE PAID TO US IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE LIABILITY, OR (B) ONE HUNDRED US DOLLARS (US $100.00)
• THE FOREGOING LIMITATIONS APPLY REGARDLESS OF THE LEGAL THEORY UPON WHICH THE CLAIM IS BASED, INCLUDING CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER THEORY, AND EVEN IF SPACE AI LABS HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SO THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU IN FULL. IN SUCH JURISDICTIONS, OUR LIABILITY SHALL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

7. Disclaimer of Warranties

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED.

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, SPACE AI LABS EXPRESSLY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT
• ANY WARRANTY THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE
• ANY WARRANTY REGARDING THE ACCURACY, RELIABILITY, OR COMPLETENESS OF ANY AI ANALYSIS, PREDICTION, MARKET DATA, OR OTHER CONTENT
• ANY WARRANTY THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR EXPECTATIONS
• ANY WARRANTY THAT DEFECTS IN THE SERVICE WILL BE CORRECTED
• ANY WARRANTY REGARDING THE RESULTS THAT MAY BE OBTAINED FROM YOUR USE OF THE SERVICE

No advice or information, whether oral or written, obtained by you from us or through the Service shall create any warranty not expressly stated in these Terms.

8. Indemnification

You agree to defend, indemnify, and hold harmless Space AI Labs, its officers, directors, employees, agents, contractors, affiliates, subsidiaries, successors, and assigns from and against any and all claims, actions, demands, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees and court costs) arising out of or relating to:

• Your use of or access to the Service
• Your violation of these Terms or any applicable law or regulation
• Your violation of any rights of a third party
• Any investment, trading, or financial decision you make based, in whole or in part, on information obtained through the Service
• Any content you submit, post, or transmit through the Service
• Your negligence, willful misconduct, or fraud

This indemnification obligation shall survive the termination of your account and these Terms.

9. Subscriptions and Payments

9.1 Free and Premium Tiers

ChartMind offers a free tier with limited functionality and a premium subscription tier with enhanced features. Premium features may include increased AI analysis limits, advanced indicators, priority processing, and other premium-only functionality.

9.2 Billing

Premium subscriptions are billed through Apple's App Store or Google's Play Store, depending on your device platform. By purchasing a subscription, you authorize the applicable platform to charge your selected payment method at the subscription price indicated at the time of purchase.

9.3 Auto-Renewal

All subscriptions automatically renew at the end of each billing period (monthly or annual) unless you cancel at least 24 hours before the end of the current period. Renewal is charged at the same rate as your initial subscription unless we have notified you in advance of a price change.

9.4 Cancellation and Refunds

• You may cancel your subscription at any time through your device's App Store or Play Store settings
• Cancellation takes effect at the end of the current billing period. You will retain access to premium features until the end of the paid period
• Refund requests are handled by Apple or Google in accordance with their respective refund policies. We do not directly process refunds for App Store or Play Store purchases
• We do not provide refunds for partial billing periods, downtime, or dissatisfaction with AI analysis accuracy

9.5 Price Changes

We reserve the right to change subscription prices at any time. Price changes will not affect existing active subscriptions until the next renewal period. We will provide advance notice of any price increases through the Service.

9.6 EU Consumer Rights

If you are a consumer in the European Union, you may have a statutory right to withdraw from a digital content purchase within 14 days under the EU Consumer Rights Directive (2011/83/EU). However, by commencing use of the premium features, you may waive this right in accordance with applicable law. Your statutory consumer rights are not affected by these Terms.

10. User Conduct and Acceptable Use

By using the Service, you agree NOT to:

• Use the Service for any illegal, fraudulent, or unauthorized purpose
• Reverse engineer, decompile, disassemble, or attempt to derive the source code of any portion of the Service
• Circumvent, disable, or interfere with any security features or access controls
• Scrape, data mine, or use automated systems to extract data from the Service without written permission
• Resell, redistribute, or commercially exploit the Service or any content therein without written authorization
• Upload viruses, malware, or any other malicious code
• Harass, bully, threaten, defame, or abuse other users
• Post spam, misleading information, market manipulation content, or pump-and-dump schemes
• Impersonate any person or entity, or falsely claim affiliation with any person or entity
• Intentionally overload the Service infrastructure or engage in denial-of-service attacks
• Use the Service to violate securities laws or financial regulations in any jurisdiction
• Create multiple accounts for the purpose of abusing promotions, trials, or free-tier limits

Violation of these rules may result in immediate suspension or termination of your account without prior notice or refund.

11. Intellectual Property

All rights, title, and interest in and to the Service, including but not limited to:

• The ChartMind brand, name, logos, and trade dress
• The application's source code, algorithms, AI models, and architecture
• All text, graphics, user interfaces, visual interfaces, and design elements
• All compilation, arrangement, and presentation of content

are and shall remain the exclusive property of Space AI Labs, or its licensors, protected by applicable intellectual property and proprietary rights laws (including copyright, trademark, trade secret, and patent laws).

We grant you a limited, non-exclusive, non-transferable, revocable license to use the Service for your personal, non-commercial purposes, subject to these Terms. This license does not include any right to:

• Modify, adapt, translate, or create derivative works of the Service
• Sublicense, sell, resell, or transfer the Service or any access thereto
• Use the Service for commercial purposes without written authorization

12. User-Generated Content

You retain ownership of content you create and submit through the Service (trading ideas, comments, forum posts). However, by submitting content, you grant Space AI Labs a worldwide, non-exclusive, royalty-free, irrevocable, perpetual license to use, reproduce, modify, display, distribute, and create derivative works of such content for the purpose of operating and improving the Service.

You represent and warrant that you own or have the necessary rights to submit any content, and that your content does not violate any law or infringe any third-party rights. We reserve the right to remove any content that violates these Terms without notice.

13. Termination

We reserve the right to suspend or terminate your access to the Service, in whole or in part, at any time, with or without cause, with or without prior notice, and without liability to you. Grounds for termination include, but are not limited to:

• Violation of these Terms or any applicable law or regulation
• Fraudulent, abusive, or harmful conduct
• Non-payment of subscription fees
• Extended periods of inactivity
• Requests by law enforcement or government agencies
• Discontinuation of the Service (in whole or in part)

Upon termination, your right to use the Service ceases immediately. Sections 4 (No Financial Advice), 5 (Assumption of Risk), 6 (Limitation of Liability), 7 (Disclaimer of Warranties), 8 (Indemnification), 11 (Intellectual Property), 14 (Arbitration), and 15 (Governing Law) shall survive termination.

14. Dispute Resolution and Arbitration

14.1 Informal Resolution

Before initiating any formal dispute resolution proceedings, you agree to first contact us at legal@spaceailabs.ai and attempt to resolve the dispute informally within 30 days.

14.2 Binding Arbitration

If we cannot resolve the dispute informally, you agree that any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved by binding arbitration, rather than in court, except that either party may seek equitable relief in court for intellectual property infringement or unauthorized access to the Service.

14.3 Class Action Waiver

YOU AND SPACE AI LABS AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR OUR INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. Unless both you and Space AI Labs agree otherwise, the arbitrator may not consolidate or join more than one person's or party's claims.

14.4 EU/EEA Consumer Exception

If you are a consumer in the European Union or European Economic Area, the arbitration and class action waiver provisions in this section do not apply to you. You may bring claims in the courts of your home member state in accordance with applicable EU consumer protection legislation, including Regulation (EU) No. 524/2013 on online dispute resolution.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of Turkey, without regard to its conflict of law provisions.

For users outside the European Union, you agree to submit to the exclusive jurisdiction of the courts of Istanbul, Turkey. For EU consumers, this clause does not restrict your right to bring proceedings in the courts of your home member state.

16. Force Majeure

Space AI Labs shall not be liable for any failure or delay in performing its obligations under these Terms due to circumstances beyond its reasonable control, including but not limited to: natural disasters, acts of God, war, terrorism, pandemics, strikes, government actions, power outages, internet disruptions, third-party service failures, cyberattacks, or any other force majeure event.

17. Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable by a court of competent jurisdiction, such invalidity, illegality, or unenforceability shall not affect any other provision of these Terms. The remaining provisions shall continue in full force and effect, and the invalid, illegal, or unenforceable provision shall be modified to the minimum extent necessary to make it valid, legal, and enforceable while preserving its original intent.

18. Entire Agreement

These Terms, together with the Privacy Policy and any other policies referenced herein, constitute the entire agreement between you and Space AI Labs regarding the Service. These Terms supersede all prior agreements, understandings, negotiations, representations, and warranties, whether written or oral, relating to the subject matter hereof.

19. Waiver

No waiver by Space AI Labs of any term or condition set out in these Terms shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition. Any failure of Space AI Labs to assert a right or provision under these Terms shall not constitute a waiver of such right or provision.

20. Assignment

You may not assign or transfer these Terms, or any rights or obligations hereunder, without the prior written consent of Space AI Labs. Space AI Labs may freely assign or transfer these Terms, in whole or in part, without restriction and without providing notice or obtaining your consent. Subject to the foregoing, these Terms shall be binding upon and inure to the benefit of the parties and their respective successors and assigns.

21. Contact Information

For any questions, concerns, or legal inquiries regarding these Terms of Service:

• Legal Email: legal@spaceailabs.ai
• General Email: m.aliud@spaceailabs.ai
• Company: Space AI Labs
• Website: https://chartmind.space